From: "Ray Iddings" <riddings@semantechs.com>

Here is a great victory story from Craig Burkholder .  It is great to hear 
from people who show just how easy these things really are when they know 
the facts and assert themselves properly.  A good way to learn the facts is 
from our new book The Social Security Number Not Required Policy Manual 
available at our website - http://www.semantechs.com/nossn/

-----Original Message----- From: Craig Burkholder [mailto:xxxxxxxxxxx] 
Sent: Monday, April 10, 2000 02:21 PM

To: riddings@semantechs.com

Subject: Re: Small Victories.......
Hi Ray, Just wanted to drop you a line to let you know about a recent small 
victory in the no-SSN corner.
I recently tried to open a bank account with my local bank , and when they 
asked for a SSN, I informed them that I didn't have one.  They flatly 
refused and said that without a SSN that they absolutely could NOT open an 
account of any kind.  I then proceeded thus to convince them that they were 
in the wrong:

1) I informed them that I had terminated my SSN legally in accordance with
20 CFR 3 § 404.1905 and

2) I informed them that the bank could not be held legally responsible by 
anyone for failing to obtain a SSN from me pursuant to 31 CFR 103.34(a)(1)
and

3) I informed them that under the Internal Revenue Code Section 6041, that 
they were not even required to provide any taxpayer identification numbers 
on the Form 1099 that they file with the IRS at the end of the year, and

4) I informed them that pursuant to 26 CFR 301.6109-1(c) that they were 
under no legal obligation to obtain a SSN from me, and

5) I informed them that 42 USC 408 makes it a FELONY to use threat, duress, 
or coercion to try to force a person by fear or deciet to provide his SSN 
in an unlawful manner.

After a brief meeting with the banks controller and legal counsel, I 
received a phone call stating that I would be allowed to open a checking 
account.  Please pass this information along to your readers, in hopes that 
it may help someone else who may find themselves in this situation.

Craig Burkholder
Harrisonburg, VA